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For comments regarding other Realty Times articles, please contact individual authors by pressing here. For past columns, please press Ask Realty Times. This column is designed to provide accurate and authoritative information in regard to the subject matter covered. It is made available with the understanding that neither the author nor the publisher is engaged in rendering legal, accounting, or other professional services. If legal services or other expert assistance is required, the services of a competent professional person should be sought.

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