Resales

$100,000 Homes Sell Fast In San Antonio, Texas

With lots of jobs coming to the city, San Antonio, Texas offers opportunity along with cultural diversity and beauty.

Vancouver, Washington Boasts 10 Percent Appreciation In Homes

Local Realtors are reporting that buyers are still flocking to scenic Vancouver, Washington, one of the most beautiful places along the Pacific Coast.

La Jolla, California Housing Prices Keep Climbing

Condos have doubled in price, and single-family homes have risen 68 percent in La Jolla, California, a community of San Diego which is experiencing one of the hottest housing markets in the country.

Toronto Harbourside Condo Market Balmy

Toronto Realtors report a strong seller"s market in waterview condos.

Dayton, Ohio Home Prices Gain Slight Altitude

Dayton, Ohio, birthplace of flight pioneers Wilbur and Orville Wright, is leveling off between a buyer"s market and a seller"s market, with prices gaining slightly in altitude.

Rhode Island Towns Report Home Sales Brisk, Slowing Only Slightly

Higher interest rates and interest rate hike fears are beginning to weigh on homebuyers nationwide, but Realtors in Rhode Island towns report that sales are still brisk, even as they begin to slow due to overinflated home prices.

Wisconsin Lake Markets Are Selling Homes

Realtors in Wisconsin communities such as Rice Lake, Lake Geneva, and Legend Lake are reporting brisk sales in homes.

Boise, Idaho Suburb Enjoys Housing Boom

"Centrally located in the Treasure Valley and known for its quality of life, the Meridian area offers excellent schools," says Realtor Tom Zumwalt, " and affordable housing, a growing business climate, and an active community life. A wealth of recreational opportunities are within easy access of the city. Just 10 miles from Idaho"s capital city of Boise, Meridian residents can take full advantage of the cultural offerings and professional sporting events offered there. Meridian, however, retains its unique identity as a place that treasures its past, appreciates the present, and looks to the future with a spirit of harmony and prosperity."

Louisville, Kentucky Area Homes Increase In Sales Along With Listings

Local Realtors in the Louisville, Kentucky area report rising housing inventories, and rising sales as buyers try to buy before rising interest rates puts them out of the home of their dreams.

Fort Worth, Texas Home Sales Soften, But Values Brighten

Rising interest rates have slowed housing sales slightly in Fort Worth, Texas, but local Realtors say this is the place to put your money for a terrific place to live.

North Las Vegas Continues Strong Growth

North Las Vegas Realtors report a continuing housing boom with new homes available in all sizes and price ranges.

San Antonio, Texas Offers New Opportunities To Homebuyers

San Antonio, Texas is historically significant, romantic to visit and offers good quality of life, say local Realtors.

Chesterfield, Missouri Buyers Move Up

A brisk spring market and continuing low interest rates have helped many buyers get into their first homes and others to move up to larger homes, say local Chesterfield, Missouri Realtors.

Chicago Suburb Aurora Spring Sales Blossom

One of Illinois" largest towns and a Chicagoland suburb, Aurora is a fast-growing upscale housing market, say local Realtors.

Columbus, Ohio New Homes Outpace Existing Homes

Columbus, Ohio existing home sales have slowed, but builder products continue to move quickly.

Colorado Springs Housing Market Shifts From Neutral

Rocky Mountain-loving Colorado Springs Realtors are shifting into high gear as real estate sales start to climb again.

District Of Columbia"s Kalorama Homes Selling In Hours, Say Realtors

Everyone knows the Washington, D.C. market is hot, but the area known as Kalorama Heights is particularly popular, say local Realtors, where homes are selling in a matter of hours.

San Diego, California Continues Runaway Seller"s Market

Realtors in San Diego report that the strong sellers" market continues with prices escalating daily.

Yorba Linda, California"s Ideal Location Promotes Seller"s Market

Upscale Yorba Linda, California is rapidly appreciating, say local Realtors.

Whidbey Island, Washington Home Prices Continue Rising

Between retirement homes, getaway homes, air base housing and working family homes, Whidbey Island, Washington offers diversity along with its beautiful scenery.

Montgomery County, Pennsylvania Home Prices Soften While Interest Rates Spur Sales

What goes up must also come down, says the law of physics, and that is also true of real estate, except that if home sale prices soften, they don"t tend to soften much in a low interest rate environment.

Mansfield, Texas New Home Market Is Hot, Say Realtors

South of Dallas and nearer to Fort Worth, without nearly the traffic congestion of North Metroplex bedroom communities, Mansfield, Texas has a lot to offer residents, and it is booming with new homes, say local Realtors.

Historical Charleston, South Carolina Mixes Business With Charm

As a coastal community, Charleston has a strong housing market, which is getting better due to its business opportunities, cultural opportunities and charm, say local Realtors.

Cape Cod, Massachusetts Attracts Boomers, Say Local Realtors

Cape Cod has been one of the fastest growing southern New England mainland areas with the highest rate of homeownership in any county in Massachusetts, say local Realtors.

Yonkers, New York Has Charm, Plus Big-City Attitude, Says Realtor

The city of Yonkers still offers one of the world"s most beautiful and astonishing views, plus suburban charm, some big-city attitudes and a very strategic location, says Realtor Ben Borenstein.

Hot Market: Casper, Wyoming Pending Sales Explode

While not a large market, the Casper, Wyoming, real estate marketplace has skyrocketed in 2008. Pending home sales over the last few months (which is a sign of future business) have shot up dramatically month after month each month in 2008 to as much as 1,000 percent in January when 56 homes went under contract. Last January only 5 homes went under contract in the same market.

Kansas City Home Sales Are Jazzy, Say Local Realtors

Known for jazz, barbecue, and much more, Kansas City, Missouri is attracting homebuyers with its diverse economy and affordable housing, say local Realtors.

Columbus, Ohio Buyer"s Market Warms Up Slightly Despite Winter"s Chill

Columbus Realtors believe spring will produce an improved market, but meanwhile cold weather has temporarily frozen buyers.

Green Bay, Wisconsin Area Towns Are Beautiful In Ice As Well As Sun

Green Bay, Wisconsin area waterside towns are summer resorts, yet their ice-frozen winters also have a unique appeal, says a local Realtor.

Chicago Suburb Naperville Reports Strong Winter Housing Market

Maybe it"s the "kid-friendliness" of the community, but local Realtors in Naperville, a suburb of Chicago, Illinois, are saying that sales haven"t dipped for winter"s chill, and home sales are on the increase.

Maryland Waterfront Properties At Low Tide

Eastern Shore and Southern Maryland Realtors report low tides for listings and quick sales for homes.

Dallas" Park Cities Realtors Anticipate Another Great Year In Housing

Home sales continue to be brisk in University and Highland Park, known colloquially as the Park Cities, twin townships in the center of Dallas, Texas. Local Realtors, in the wake of improved economic news, anticipate a good spring homeselling season.

Blaine, Washington To Reap Olympic Awards, Growth Expected

Washington state towns and counties near the Canadian border are experiencing brisk housing markets.

San Clemente, CA Offers Beachfront Fun At Slowing Housing Rates

Local Realtors say home values are rising but sales are moderating slightly in the beachfront community of San Clemente, California.

New Hampshire"s Merrimack Valley Poised For Growth, Says Realtor

The Merrimack Valley Region"s past is every bit as colorful as its maple trees in fall, says a local Realtor.

Grand Rapids, Michigan Reports Buyer"s Market

Grand Rapids, Michigan is a friendly community offering the warmth of a small town with the employment and cultural opportunities of a big city, says Realtor Bobbe Horton, "only 30 minutes to swimming in Lake Michigan in the summer, or skiing down the hills of Grand Rapids in the winter. Take your pick of seasons and activities."

Milwaukee, Wisconsin Reports Slowing Sales In Busy Selling Season

Milwaukee housing sales are slowing down for the season, say local Realtors, but the city"s location on Lake Michigan make anytime the right time to buy.

Irvine, California: Prices Still Rising

Although inventories are higher, housing prices are, too, say local Irvine, California Realtors.

Tampa Bay, Florida Home Prices Still Rising, Say Local Realtors

Tampa Bay, Florida has a lot of fans in its Realtors who say that the market continues to be strong.

Austin, Texas Straddles Buyer and Seller"s Market

Austin, Texas, still recovering from the dot-com meltdown, has been in a buyer"s market for several years, but local Realtors say that is changing.

Toronto Housing Sales Heat Up For Fall

Toronto is a cosmopolitan harbor town on the north side of Lake Ontario, and its 60 plus neighborhoods have converged into a dynamic multicultural arts center. Oh, and housing sales are red-hot.

Southern California"s Brentwood Is A Hot Seller"s Market

Situated just north of Santa Monica and minutes from the ocean, Brentwood, not to be confused with Brentwood in northern California, is showing quick sales in most price ranges as well as rising home prices, say local Realtors.

Alaska"s Capital City Realtors Report Homebuyer"s Market

Juneau, Alaska is a mid-size city where residents and visitors can enjoy all the recreation offered by the beautiful frontier.

Lawrenceville, Georgia Offers Housing Diversity, Great Financing Rates

Influenced by the still-slow Atlanta market, outlying communities such as Lawrenceville, Georgia are also experiencing buyer"s markets, but local Realtors say real value is there due to rapid growth, good schools and quality of life.

Beverly Hills Still Sells Real Estate With Star Appeal

One of the most famous residential names in the world is Beverly Hills, a wealthy star-studded section of Los Angeles, California.

Market Conditions

One of the latest reports fro HUD shows good news. There has been a drop in the number of chronically homeless persons in this county.

Scottsdale, Arizona Homes Rapidly Find Buyers

Scottsdale, Arizona buyers are jumping in before rates go any higher, report local Realtors.

Chicago Suburbs Show Mixed Housing Signals

Long Grove and Buffalo Grove, suburbs of Chicago, Illinois, are up and down in closings respectively over last year, but local Realtors say both markets continue to be healthy.

Think Tampa Bay, Say Local Florida Realtors

Tampa Bay Realtors say the area offers affordable homes, lower taxes, a strong job market, easy commutes, great weather, and beaches. What more could buyers want?

Naples, Florida: One Of America"s Favorite Beach Communities

Ranked by AAA as tenth among America"s favorite beaches, Naples, Florida offers upscale vacation and retirement homes. Now"s the time, say local Realtors, before interest rates head back up.

Capistrano Beach: Ocean Views, Sea Of Buyers

Despite California"s now-famous affordability problem, buyers are still flocking to its coastal communities like Capistrano Beach to enjoy the incomparable views, weather and lifestyle, say local Realtors.

Vail, Beaver Creek, Colorado Homebuyers Cautious, But Thawing

Local Realtors promote that the Vail-Beaver Creek areas are as much fun in the summer as they are in the winter, making the area a great place to visit or live.

North Las Vegas Shows Expansive Growth

North Las Vegas is experiencing rapid growth due to more favorable pricing on new homes, but Realtors report prices are also rising rapidly.

Austin, Texas Homes Reverse 10-year Upward Trend

Local Realtors say the Austin, Texas market is showing decreasing prices in homes for the first time in 10 years, yet the desirability of the area has them encouraged that activity on homes will continue.

Wilmington, North Carolina Offers A Lot For A Small City, Say Realtors

Wilmington, North Carolina Realtors say that sales remain strong in their city of 75,000. Maybe it"s the location - only minutes to the Atlantic beaches or Cape Fear riverfront that makes the area popular.

Avoid Bankruptcy & Find "The Right Place"

As reports of economic recovery increase, financial experts are quick to discount rising bankruptcies as expected delayed reactions and expected casualties. To those directly and indirectly involved in a bankruptcy, "How did this happen?" is a common reaction to the unexpected nightmare of financial collapse.

Jackson Offers Ann Arbor Commuters More Home For The Money, Say Local Realtors

Only a quick commute to Ann Arbor, Michigan, Jackson is in a buyer"s market and that is one reason why it offers more for the money, say local Realtors.

Manhattan Home Prices Flat

Smaller, lower-priced properties are selling well but overall the Manhattan marketplace has plateaued, says a local Realtor.

Peachtree City: A Georgia Peach Of Planned Communities

Peachtree City, Georgia offers an abundance of new homes, say local Realtors.

Boise, Idaho: Housing Picks Up

The largest metropolitan area in Idaho, Boise is a recreational hub situated on the western edge of the Rocky Mountains and the edge of the high desert.

Northern Chicago Suburbs Report Increase In Housing Activity

Realtors in communities such as Lincoln Park, Lincolnshire, Buffalo Grove, and Long Grove are reporting increases in housing activity.

Grand Rapids, Michigan: Interest Rates Help Stable Market

Realtors in Grand Rapids, Michigan describe the community as a great place to live, with four distinct seasons, a diversified economic base and new growth.

Wild, Wild West: Houston, We Don"t Have A Problem

Houston is hot.

Atlanta: Housing Buyers Having A Happy Holiday

Buyers in Atlanta, Georgia are still waiting to see what"s under the tree, according to local Realtors, but those who open their presents early may find house bargains are already here.

West Palm Beach: Sand Instead Of Snow For The Holidays

As early winter storms batter the east coast, warm, sunny spots like West Palm Beach, Florida look pretty appealing to homebuyers.

West Hollywood Home Sales Speeding Upward

Located between Beverly Hills and the main area of Hollywood, West Hollywood is close to the bustle of shops along the famous Melrose Ave and home to some of the finest restaurants in the city, says Realtor Laura Zajdman.

Falls Church, Virginia Housing Market Shows Subtle Shift

Realtors report a more balanced market in Falls Church, Virginia over the last few weeks, with home prices and concessions slightly more favorable to the buyer than in the past seller"s market.

Middlesex County Towns Offer Quick Access To Boston

Middlesex County towns which offer quick commuter access to Boston are experiencing rising prices.

Market Conditions

Worried that your town can"t offer you the job you need? Why not move where the economy is hoppin".

California"s Contra Costa County Show More Balanced Prices

"The Contra Costa County real estate market seems more well balanced than in quite some time," says Realtor Ken Jacobs. "Prices are relatively stable, and most accurately priced homes are selling within 30-45 days. With interest rates so low, this appears to be a terrific time for buyers to be able to enter the real estate market, without having to compete with other buyers through multiple offers for every home that becomes available."

Tempe Home Sales Shows Temperate Rise

A desirable Valley location and lack of much more buildable land is helping Tempe hold on to its seller"s market despite local tech layoffs.

Oahu Home Prices Rise

The island of Oahu, the main port of call for the Hawaiian Islands, famous for its Waikiki Beach, international shopping and tourist attractions such as Pearl Harbor, is starting to have a real estate comeback.

Virginia Commuter Towns Offer Scenic Access To Washington, D.C.

Some Virginia commuter towns are worth the train ride, say Realtors, especially when you move a little further away to take advantage of land values.

Silicon Valley Real Estate Heads More Toward Normal

The volatile Silicon Valley market has been news in California and the nation for years. Now it seems to be taking a temporary breather in the near normal range.

Boston Area"s Acton Is A Commuters" Dream

Boston, Massachusetts town Acton offers terrific town services and amenities, and a great lifestyle to commuters who would rather ride the train than drive.

North Carolina"s Winston-Salem Market Is Experiencing Adjustments

In the Triad area of North Carolina, which includes Winston-Salem, prices are trending downward, and sales are below seasonal volume. Local Realtors say this is the time to buy, as the area has much going for it.

Fargo: Recession-proof Economy Continues Housing Boom

While most regions can trace their geology back millions of years, Fargo"s Red River Valley plains are the result of prehistoric Lake Agassiz that ebbed away only 10,000 years ago. The result is a clay-based ground that yields as waters from the Red River ebb back into the area. Occasionally, as in April 2001, the region suffers floods over wide areas.

Managing Your Time & Making a Difference: Summer Survival Skills for Working Parents

Right about now for many of you, the summer season is taking its toll. Your child has that look. You know the one that stops you in your tracks and makes parochial school guilt look like amateur hour. Susie"s mom is making homemade fruit sorbet or watermelon boats, has daily activities schedules and prepared from here until Labor Day and you are trying desperately to keep your head above water in a changing market with way more low tides than high. Makes a day at the beach is sound pretty appealing to you to given the circumstances -- right?

Lakewood, A Dallas Treasure Of A Neighborhood

Enjoying all the benefits of living near downtown Dallas and its Arts District, Lakewood area homeowners reside almost exclusively in older single-family residences, with few apartments or other multi-family properties in the community.

Olympia, Washington Has It All, Say Realtors

Within an hour or two drive of the ocean and mountains, as well as big cities Seattle and Portland, with many rivers, forests and rural areas, residents of Thurston County"s Olympia and neighboring towns enjoy easy access to the splendors of the Pacific Northwest.

Newport Beach: Sand Castles Are Building Up

Coastal cities along Orange County are on the rise.

Paradise Valley In Strong Buyers" Market

Located between Scottsdale and Phoenix, Arizona, Paradise Valley is an affluent area of about 14,000 residents whose higher homes values are helped by favorable zoning. Only single-family homes are allowed as residences, with the majority of homes built on one-acre lots or larger. In addition, there are no property taxes charged to homeowners. In exchange for such hands-off governance, residents forfeit full-service city amenities, and they have to contract separately for such services as waste removal, fire protection and water service.

Palm Beach County Grows With New Developments

Palm Beach County in Florida offers some of the most desirable waterfront communities and homes along the Atlantic coastline, and the area is being energized by beautiful new developments.

Bridgewater, Massachusetts: An Appealing Town

Centrally located at Routes 24 and 495, the town of Bridgewater, Massachusetts provides easy access to Boston, Cape Cod, and Providence, Rhode Island. A far-from-the-madding-crowd lifestyle, coupled with affordable housing, is beginning to attract attention from weary city dwellers and retirees. New growth is starting in this area where the population had remained relatively unchanged since the early 1990s.

Vail Valley Resorts Are In A Buyer"s Market

Vail, Colorado is a world-renowned ski resort town, and has evolved into a year-round resort destination. And nearby sister resort Beaver Creek has also come into its own.

Nashville, Tennessee: Upscale Country Music Living

The most visited city in Tennessee is the heart of country music, Nashville. Home of the Country Music Hall of Fame and the incredible Opry Mills entertainment and shopping center, Nashville is known as "Music City," and it offers the visitor and lucky resident plenty to do and see, including frequent glimpses of famous residents.

Flipping Houses in a Down Market

My team and I flip houses in Michigan, where the housing market is currently experiencing a significant slump. Wherever these dips in the market occur, they often discourage investors, particularly novice investors, from flipping, but you don"t need to get discouraged. With the right adjustments, you can flip houses profitably in a depressed market. I suggest three strategies for successfully flipping houses in a down market:

Shorts Sales and Foreclosures Make Way Into Market

The real estate marketplace has undergone dramatic change in recent months. The exuberant seller"s market of the past year has transitioned into a more moderate buyer"s market, leaving in its wake an expected $1 trillion of adjustable rate mortgage (ARM) loans that will need to be refinanced in 2007. As higher home prices made home ownership more difficult for most buyers, especially those entering the market as first-time homebuyers, lenders introduced new adjustable loan options to help buyers qualify. The backlash, however, is that many buyers have gotten in over their heads struggling to maintain homes they cannot afford.

Jackson, Mississippi: Historic City In Buyer"s Market

Jackson, Mississippi has grown from a riverside trading post into a city of culture and pride in its Southern heritage, hospitality and quality of life. Once burned by the Union armies during Sherman"s march, and a hub for the Civil Rights movement of the mid-20th century, the city has grown to over 200,000 residents who have pulled together to become the "Best of the New South."

Louisville, Kentucky"s Buyer"s Market: That"s Horseracing

If you weren"t there to see War Emblem win the first leg of the Triple Crown at Louisville"s Churchill Downs in May, (before he stumbled last week at Belmont, losing to a 70-1 long shot named Sarava,) there"s always next year. You can come anytime to the only place this side of the pond where wearing outlandish hats is as ordinary as drinking a mint julep on a hot day.

Market Conditions

With city after city experiencing record number foreclosures, one government agency is taking a creative approach to getting the word out on fair lending rights.

Calgary: Snowing A Seller"s Market?

Calgary, located in the Canadian province of Alberta, is known for more than its terrific ski resorts near Alberta"s Rocky Mountains. Once the host city for the winter Olympics, Calgary is a beautiful city on the banks of the Bow River, the home of progressive technology, oil and forestry companies, as well as great real estate buys.

Orlando: Magic Sellers" Kingdom

Orlando, the home of Disneyworld, Universal Studios, Sea World, and numerous other family-style attractions is as delightful a place to live as to visit, a rising sellers" market attests. Located in central Florida, just one hour from the coast, and boasting excellent air service, Orlando is also a popular relocation and retirement destination.

Alexandria"s Strong Sellers" Market Continues

Picturesque Alexandria, Virginia is best known for its" "Old Town," an 18th century seaport and favorite haunt of George Washington, says Realtor Karen Kruschka.

NAR Broadens Washington Efforts

Promising to never again be caught with its pants down, the 802,000-member National Association of Realtors has created a regulatory and industry relations division to lobby federal regulators and other housing-related organizations.

NAR Applauds Housing Provisions in GOP Platform

The Republican Platform contains a strong statement in support of homeownership, including an endorsement of the mortgage interest deduction. It also supports policies to encourage affordable housing and homeownership for low-income American families, and promotes policies to protect Internet data, including real estate brokers" listings, from piracy.

Californian Home Buyers Coming Up $60,000 Short

California"s relentless march toward the $500,000 median priced home is leaving many households behind the eight ball to the tune of more than $60,000.

New Boom Bang Theory Goes Beyond Local Conditions

A record number of real estate boom towns reads like the lyrics to a Johnny Cash ditty and that isn"t music to the economy"s ears.

Florida Leads in Population Growth

Florida will pass New York as the nation"s third most populous state by 2011, according to the latest government projections.

Non-traditional Credit Borrowers Score Again

First American Corp. has added a credit scoring system to its suite of services designed to give borrowers with non-traditional credit histories a home-buying boost.

New Loan Program For First-time Homebuyers

It"s a constant challenge, coming up with ways to help first-time, low-to-moderate income homebuyers qualify for California"s high-priced housing market. But it"s a task that the California Housing Finance Agency takes very seriously.

Condos, Co-ops Have Distinct Differences

In many markets across the country where housing prices are escalating (some would say out of control), the condominium purchase has become very popular once again. In the Washington, D.C., region, condos have arisen to the introductory purchase for many first-time home buyers -- the median price of housing having reached $371,000.

Condos Go Dog Wild

When you buy a home, filling out all the paper work is a tedious process. Now imagine if in order to qualify for your home your beloved four-legged friend had to qualify as well!

Appraisal: Art Or Science?

Question: I am considering buying a single-family house, and the real estate broker has presented me with a form contract to sign. I am concerned that I may be acting emotionally and not rationally. How do I determine the value of the house? I have a nagging feeling that I may be paying too much for this property, but do not know how to solve this problem.

Late-Summer Refinancing And "Cashout" Spurts Underway

With a 21 percent spurt in applications in mid-August, lenders say they are seeing signs -- maybe fleeting, maybe not -- of a refinancing revival.

Most Second-Home Buyers Want A Playhouse In Tune-Out Town

When it comes to second homes, most buyers want them not as investments but as playhouse getaways where the living is easy.

New "Neighborhood Champions" Home Finance Plan Targets Police, Firefighters, Teachers, Health Professionals

Two of the biggest players in the mortgage market -- Bank of America and Fannie Mae -- are teaming up to make home buying easier for teachers, police officers, firefighters, nurses, hospital workers and other community service professionals.

Retirees: To Mortgage Or Not To Mortgage

Question: My husband and I are recently retired and living on a fixed pension and social security in Oakland, California. We own a townhouse with a $130,000 mortgage balance. We could probably sell it for at least $350,000 and net well over $200,000. Our plan is to sell it this year and move to the west coast of Florida where the weather is nice and the real estate is cheap. I think we should purchase our new home in Florida with the proceeds of our Oakland house and carry no mortgage because we are on a fixed income. My husband thinks we can afford a mortgage and that we should invest the equity instead. We don"t have a lot of savings but we don"t have big spending habits. Is there a rule of thumb as to how large of a mortgage retirees should take?

Addenda Make Contracts Complete

A sales contract is usually a complete form in and of itself, however, you will find that rare is the case where the contract is complete in and of itself. The buyer will write a contract with addenda attached. These "extra" parts of the contract can cover a plethora of issues, such as financing contingencies, purchase home of choice and home sale clauses, government-required addenda and disclosures. These are a few of the addenda you may find attached to the contract you will either write as a buyer or receive as a seller.

Critical Contract Clauses

Question: We have just arrived in the Washington area, and want to buy a house while interest rates are still low. We are very confused about the different procedures that are used here in this area, and would like to know what we should include in the real estate contract that we sign with the seller.

Market Conditions

Decisive moves from government agencies have helped the stocks of Fannie Mae and Freddie Mac rebound.

Home Fairs Offer Keys To Home Ownership

After a five-year hiatus, a recent "Spring Into Your First Home Affordable Housing Fair" in the twin cities of Bloomington and Normal, IL, population about 225,000, drew 500 people looking to learn how they can afford to buy a home.

Greenspan May Not Be Right About ARMs

Question: We are first time homebuyers, and plan to stay in the new house for a long period of time. We have been offered two kinds of mortgages: a fixed 30-year mortgage for 5.5 percent with no points, or a 5-year adjustable-rate mortgage (ARM) at 4.25 percent, again with no points. We recently read that Alan Greenspan, the Chairman of the Federal Reserve Board, indicated his preference for an ARM. This has been a difficult decision for us, and we seek your opinion.

Lease Options Appear In High-End Markets

The lease option path to home ownership is a hard sell for the tough, high-cost Northern California market, but it is a home buying option to purchase a home years from now at today"s prices.

Put Your Realtor To Work For You When Faced With Unexpected Closing Costs

Have you heard the horror story? You know, the one about the homebuyer showing up at closing only to see their closing costs hundreds of dollars more than the loan officer told them? It"s an oft-told story. But who just might be your first line of defense against such charges? You might be surprised. It"s your Realtor.

Insured Electronic Home Valuations Cut Costs, Anger Traditional Appraisers

Appraisers hate the idea. But major lenders this summer have begun offering the fastest-growing alternative to traditional, full-cost appraisals: insured site-inspected electronic appraisals at deeply-discounted prices.

HUD Acts to End "Flipping"

The Department of Housing and Urban Development is taking a major step toward preventing an abusive lending practice known as flipping that has left thousands of unsuspecting home buyers on the hook for properties worth far less than what they owe on them.

Buying a Fixer-Upper? House Needs to be in "Marketable Condition"

Question: My wife and I have been looking for the right house to buy for the last year or so. Property values have skyrocketed so we have been searching for well-priced "handyman specials", figuring we could buy at a good price and make improvements ourselves, over time. We found the perfect house in a great neighborhood for $230,000. Similar houses in the area are going for nearly $300,000. The only difference is that this house needs major cosmetic improvements. There are holes in the plaster, the kitchen is outdated, and the siding is falling apart. Need I say more?

Survey On Second-home Market Is a Revelation

Thinking about a second home?

Creating A Business Model from the Current Distressed Asset Marketplace

[Note: To follow is an excerpt of a radio show interview conducted by Peter L. Mosca, host of Income Property Investment Talk dot com, with Scott Griffith, President, ERA Griffith Realty, Rob Verhaaren, Managing Director of Universal Equity Group, and Blaine Walker, President, RealSource. The guests explore the driving forces in today’s distressed market activity, the importance of conducting due diligence and ways to maximize profitability. To listen to the show archive or download an MP3, go to www.IncomePropertyInvestmentTalk.com/110409.]

Plan on Buying a Home Next Year? Then Keep Holiday Spending to a Minimum

If you"re close to buying a home in the coming year, then you"ll want to

Keeping Peace With Your Live-In: Get a Written Agreement Before Your Buy

Q: Within the next year, I will be purchasing property in the District of Columbia. The property and the mortgage will be in my name, but my boyfriend will be living in the property with me. Is there a domestic relations law that would allow the house to be split and sold if in the future, we should split up while we are both living in the property? Is there some way that I would have to relinquish half of my rights or ownership in the property because he will be paying half of the mortgage and utilities?

With The Winter Season Setting In, Many Agree - Now"s a Great Time to Buy

As the holidays draw near and the cold sets in we tend to become more

Rules of Engagement With Agents

Question: I’m developing a business plan to purchase real estate as an investment. This will be primarily single-family homes that will either be rehabilitated, flipped or lease optioned. I have been in contact with a Realtor who wants me to sign an exclusive buyer’s agreement. Is there a particular advantage/disadvantage in limiting myself to one Realtor?

Wild, Wild West: As The California World Turns

California"s median home price sank at a record level in May, but home sales came hard about in the state"s choppy sea of housing.

Tips for Buying in a Tight Market

Just as summer temperatures heat up in sections of the country, home sales in pockets of the nation are sizzling, too. That"s great news for sellers, but is enough to make a potential buyer"s stomach churn watching prices mount on a monthly basis.

Tips for Buying A Home When You"re Single

It appears fewer singles are buying homes. And competing against dual-income bids in a period of low interest rates and a dearth of available homes could

Finding A Home In The New Economy

Looking for a home in a community that"s adapting well to the new economic order?

Rent Backs Can Backfire on Buyers

Sometimes real estate transactions call for creative negotiations. Owner financing, seller subsidies, paying off a buyer’s debts, 100 percent financing are all creative ways of getting a buyer into a house who might not otherwise be able to buy without extraordinary moves.

No Big Changes in Mortgage Rates According to Freddie Mac Weekly Survey

The 15-year FRM this week averaged 5.91 percent with an average 0.6 point, down from last week when it averaged 5.92 percent. A year ago at this time, the 15-year FRM averaged 6.39 percent.

Great Reasons to Invest in Real Estate

According to recent statistics published by the U.S. Census Bureau, 75% of multifamily investors are over the age of 45. Over half of these (51.6%) own less than five units, and they earned approximately 31% of their income from ownership of rental properties.

Fair Housing Rules Guide Real Estate Sale Efforts

"Say what you like"" isn"t one of the catch phrases of the real estate industry.

Finding The Safest Communities

Since Sept. 11, more and more Americans have pushed safety and security high on their list of requirements for the community where they might buy a home.

Is Now The Time To Buy?

Given the terrorist attacks in September, massive layoffs, and declining corporate profits it"s not unreasonable for would-be purchasers to ask if now is the time to buy real estate.

How To Age In Place

Alas, none of us are getting any younger and as we age our housing needs will evolve. Is your home ready to age along with you? It can if you do a little planning ahead.

Older Homes Require New Vision Before Purchasing

Home inspections are necessary and usually reassuring, but paying a professional to check out the house you want to buy doesn"t absolve you of the need to familiarize yourself with how things work.

10 Tips For First-Time Buyers

Each year more than 40 percent of all homes are purchased by first-time buyers according to the National Association of Realtors, a percentage which should offer some comfort if you"re about to buy a first home. Others have done it, others are doing it, and you can too.

How To Take Title With A Friend

Question: My fiancee and I have just signed a contract to purchase a house, and we expect to go to closing in late August. We do not plan to get married until the end of next year.

Open IRAs To First-Time Buyers, Says Congressman

WASHINGTON -- The ranking Democrat on the House Financial Services Committee has introduced legislation to allow first-time home buyers to borrow up to $10,000 tax-free from their Individual Retirement Accounts to use as a downpayment.

How To Avoid Rookie Mistakes

First-time homebuyers face a steep learning curve. There"s much to know, much to learn, and a great potential for "rookie mistakes" -- with potentially costly consequences.

How Your Parents Can Help You Buy

Question. My parents are in the mid-seventies, and are retired. They have some money in their IRA account and have offered to help me purchase a condominium unit. The price is approximately $150,000. I am a first-time homebuyer and would like to know how this works?

RRSP Home Buyers" Plan Attracts Canadians

The stock market is in turmoil, mutual fund returns are unnervingly dismal and Canadians are left wondering how best to invest their Registered Retirement Savings Plan (RRSP) contributions before the March 1, 2001 deadline. Perhaps it"s time for more Canadians to direct RRSP contributions towards home ownership through the federal Home Buyers" Plan.

HOA Nest Feathering

When people are elected to positions of power, there is always the chance they may knowingly or unknowingly engage in a conflict of interest. Conflicts of interest come in several shapes and sizes. It is almost impossible to avoid them but how they are handled is critical.

Inside Scoop: Breaking Down Broker Costs

By Jim Lee

Should You Purchase a Model Home?

Ever noticed how even the most palatial home can look, well, vanilla when there"s nothing inside of it? Turning an empty home into a model home can turn a "maybe" into a "yes" in no time at all. The problem is, it"s easy to become intoxicated by a model home. A professional interior decorator has worked his or her magic. The drapes are perfect. The French impressionist artwork on the walls perfectly matches the color scheme in that overstuffed chair upon which no shedding dog has ever set foot. The immaculate white carpeting has no Kool-Aid stains. Toys don"t litter the stairwell, and a week"s worth of newspaper isn"t strewn haphazardly on the kitchen table. Wow ... from which strange alien planet do model home families hail? It"s as if the Neat-Home Fairy waved her magic wand and erased reality. So you find yourself asking that question: "How much for the furnished model?"

Does "Moving Up" Make Dollars & Sense

The kids are warring over bedroom space -- even the dog wants more room! So one Saturday you innocently load everyone into the car, in search of a larger home. Emotionally, it makes sense.

What Does Your Homeowners" Insurance Policy Cover?

It"s ironic that a document of such great importance to homeowners is one that they often don"t consider until disaster strikes. Unfortunately, that"s precisely the time when they discover that they"re not covered for the things they desperately need when nature rears its sometimes ugly head or when a simple case of bad luck strikes. As we"ve mentioned before in

The Prospective Homebuyer"s Inspection

The importance of performing your own inspection of a home before you

The 5 Important Activities of Top Commercial Brokers: One-On-One With Dr. Jim Gillespie

[Note: To follow is an excerpt of an interview with Dr. Jim Gillespie, America"s premier commercial real estate coach, with over 25 years of experience in commercial real estate as both a successful agent and manager. To listen to, or download the show archive MP3, go to www.IncomePropertyInvestmentTalk.com.]

First Timers: Can You Master The Three C"s Of Home Ownership?

There are three major benchmarks of a successful home buying candidate: commitment, credit and cost. As a preliminary step to the homebuying plunge, see how you fare in these three categories:

Waiting to Buy Can COST You Money!

If you"re a potential first-time buyer wishing you"d taken the home buying plunge while rates were low, it"s not too late to dive into the market. In fact, even with interest rates on the rise, waiting to purchase a home could end up costing you money.

Exceptions To Coverage In Your Title Insurance Policy

Your title insurance policy will list certain exceptions that will be

How to Buy a HUD Home

You may be in a market in which finding homes to buy is difficult. Or you

Mortgage Rate Reverse Trend and Fall Off this Week

The 15-year FRM this week averaged 5.92 percent with an average 0.6 point, down from last week when it averaged 6.04 percent. A year ago at this time, the 15-year FRM averaged 6.30 percent.

Environmental Concerns For The Homebuyer

Most consumers do comparative research before making a major purchase -- a new car, refrigerator, home entertainment center or certainly, a house. But how many consider the environmental factors surrounding a home or land sale?

Finding the Right Home

With all the choices in today"s market, how do you go about finding the right home? It seems the more research you do, the more alternatives you discover - single family, city loft, townhome, zero lot line, condominium, duplexes and more.

Real Estate Abbreviations Defined

If you"ve ever scanned the real estate category of your newspaper"s classifieds section, you"ve probably been stumped by cryptic abbreviations. Realtors, otherwise known as CRSs, CDEs, CBAs, GRSs, and other abbreviations understood only by themselves, often use the same method of shorthand when advertising their listings in the newspaper. For example, does any consumer out there know what the abbreviation "LA" stands for? No, it"s not "Los Angeles." It"s Living Area.

Tips For Finishing Your Basement

As Americans add on to their houses in increasing numbers, many are looking

Put The Freeze On Heating Oil Scams

Try to make up for rising home heating oil prices by investing in commodity futures that promise to warm up your portfolio and you could lose your flannel shirt and suffer an especially frosty winter.

Home-Based Business: What You Should Know About Technology, Taxes, and Time

It"s a dream for some and a reality for others -- running your own business from home. For many, it"s often tricky knowing how to start. There are many technical, legal and familial issues that can crop up, especially for those who are self-employed with no employees.

Choosing Interior Paint Colors: It"s All About Mood

As fall settles in and we spend more time indoors, it"s a perfect time to think about transforming your interior wall colors to bring freshness, seasonal warmth, or just plain change.

Homeowners Raise Health Concerns Over Insulation

I wanted to make sure that everyone knows that several litigations have been filed concerning Zonolite - which is a home insulation material. If your home has zonolite, you may want to seek legal assistance to determine whether you need to take any legal action - if you have not done so already.

Tips for Keeping Your Home Playground Safe

As kids head back to school, you"re bound to notice the kindergartner whose wrist is in a cast after falling from the monkey bars. But it"s not just on the schoolyard and neighborhood park that injuries occur - in fact, more deaths to children occur in backyard playgrounds than on public play equipment.


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